Liability, collision, comprehensive, and OEM-parts coverage for road bikes, ATVs, UTVs, and off-road vehicles.
Motorcycles, ATVs, UTVs, and side-by-sides do not belong on an auto policy and are usually excluded by a homeowners policy if you ride off the property. They need their own coverage.
We size liability the same way we size auto liability: against the actual cost of a serious wreck, not the state minimum. We add OEM (original equipment manufacturer) parts coverage so the carrier pays to replace what is on your bike with what was on your bike, not a generic substitute.
Custom equipment is the line item most riders underbuy. If you have added bags, exhaust, lighting, or sound, we write a schedule for it so it is covered against theft and damage.
Send us your current declarations pages. We read them line by line and build your quote against the coverage you should actually have.
Mon–Thu 8:30am–5:30pm · Fri 9:00am–5:00pm