Coverage for what's inside the walls you do not own. Affordable, often required by your lease.
Renters insurance covers your belongings against theft, fire, and water damage, and includes liability if a visitor is injured in your unit. Many landlords now require it.
It is the cheapest line of insurance most people will ever buy. A typical Virginia renters policy runs $15 to $30 a month and covers tens of thousands of dollars in personal property plus a liability layer your landlord's policy does not extend to you.
We size personal property limits against what you actually own (not a default round number) and add replacement cost so the carrier pays the cost of a new item, not the depreciated value of the one that was lost.
Send us your current declarations pages. We read them line by line and build your quote against the coverage you should actually have.
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