Coverage for boats, jet skis, sailboats, and personal watercraft on Virginia waters and the Chesapeake Bay.
Watercraft policies cover three things your homeowners policy usually will not: liability while operating, hull and trailer damage, and on-water towing if the boat fails away from shore.
We write boats up through 50 feet, jet skis, sailboats, and personal watercraft. Uninsured-boater coverage is the underrated line item: many recreational boaters carry no liability at all, and your medical bills after a collision on the water are not covered by an auto or home policy.
Most boats are not in the water year-round in Virginia. We use lay-up season pricing so you are paying for storage when the boat is on the trailer or in the slip, not for active use.
Send us your current declarations pages. We read them line by line and build your quote against the coverage you should actually have.
Mon–Thu 8:30am–5:30pm · Fri 9:00am–5:00pm